Save Money

Have a basement with a sump pump? A sump pump backup, is a cool set-up, where you install a special system in your sump well. If your electricity goes out, or your sump pump system fails, you have a backup. Kind of like wearing suspenders with a belt. Last night, an alarm went off in […]

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Eleven things to do to help make sure no one steals your credit and debit card information: Use cash more often for such things as buying fast food and gasoline. Some thieves attach little card readers to gas-pump card terminals. Cover your hand when entering your PIN in the public credit card terminal. Cover your card when you remove […]

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Target and several other retailers recently were victims of data breaches over the holidays. What should you do? If you used plastic at any of them, especially at Target, monitor your account daily by logging in online to check out if there any unauthorized charges on your cards. Accept the credit monitoring service your card […]

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Are Auto Club’s roadside assistance to replace Christians lending a hand to stranded travelers? Isn’t it a terrible feeling when you car breaks down away from home? Have you ever been stranded on the side of the road, and someone stopped to help you replace a flat tire, or given you a ride to the […]

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Do you ever worry about the costs of groceries, whether you will have enough money for the food you need, or the food you like to eat? In a moment, we will review a low cost option people are using today to have enough food, good variety and at a low cost. But first, think […]

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I dislike shopping; crowds, traffic, and confusion, however I love to be creative. So when I got this idea for a gift, my heart leapt for joy!   This year, on one side of our family, we are doing a minimal gift exchange for $25. It is so hard to come up with a good […]

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It is strange that we have Black Friday so close to Thanksgiving. Going from a time of thankfulness into rapid intense materialistic fueled buying, that the Wall Street Journal reported is just a rip-off anyway, more on that in a moment. Last year about this time, I wrote about Thanksgiving, because I think it is […]

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Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides some tips for saving money in the kitchen. Countless articles here and other blogs cover ways to save using coupons and knowledge of the game of grocery shopping. So […]

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Second article in a series featuring many ways to save money in every room of the house. From the basement to the attic: today’s article provides two great ways to save money in the laundry room: detergent and spot remover. Laundry detergent can be rather expensive, easily costing $10 or much more for your typical […]

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This series of several articles will feature ways to save money in every room of the house. From the basement to the attic, including the kitchen, bathroom, laundry room, closets and garage. Sometimes money savings articles can be hard to follow, because they connect various areas of life, but for those of us that are […]

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This is just a quick post, to give you a few ideas for cutting your grocery budget in half.  This is definitly interesting to a lot of people since food costs can easily be 25% of people’s budget, if they are in the low to moderate income brackets. Wisdom, work, and good ideas are certainly […]

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It has been reported that 7- and 8-year car loans are becoming the norm. This isn’t surprising, when you consider that the cost for a new mid-size family car, mini-van, hybrid, or small SUV can easily be $25,000, and it is not uncommon that if nice features are added they can easily cost $30,000 – […]

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Men’s razor blades can be very expensive, easily costing $15 to $35 for a package of replacement cartridge blades. However, I may have found a couple of cheaper solutions: one is an online service called Dollar Shave Club (DSC). I cringe every time a single item at the grocery store costs $15 or more, so I […]

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Is buying extended warranties a good idea? Sometimes they are called buyer protection plans too. The general consensus from almost all financial planners, writers and personal finance personalities like Dave Ramsey and Susan Orman is that they are a rip-off. Most products come with some sort of warranty, and that is a good thing to compare […]

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Have you ever bought a product but later discovered it was a piece of junk? Trevor Moore is a comedian that demonstrates how gullible some consumers are. He hocks awful products that he creates that don’t work. His brand Winnovations comes up with all kinds of ridiculous products that people believe in. For example he […]

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Have you thought about buying an all-electric vehicle, or hybrid with the costs of gasoline being so high. Maybe you are ecologically minded, and think electric power is better for the environment. Before you run out and buy an alternative fuel car, I thought it would be good to cover the advantages and disadvantages of […]

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Radio and Television is awash with silly advertisements aimed at anyone 40 or older, to get you to buy supplements to counter the effect of lower hormones as we age.  The ads ask if you are fatigued or depressed, have low sex drive, are gaining weight, or are generally having a feeling of malaise. These ads […]

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Average quality, 100% cotton underwear seems to have really gotten expensive the last few years. While shopping for just basic plain white T-shirts, we were amazed that a packet of 5 costs $34 at Sears and Kohls. Sometimes you can find where they are throwing in an extra shirt or briefs so you get 6 […]

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Big Box retailers like Sam’s Club and Costco can sometimes save you a lot of money, but if you aren’t careful you can end up spending more money than you planned to. I suspect most people do go over budget at these places. We are avid coupon clippers and deal shoppers, and often our receipt […]

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Interesting articles worth checking out: Homeowners qualifying for new mortgage after short sale. Auto purchasing and the various fine print costly add-ons. Estate planning: Naming a trustee for your trust, and living wills. Roth IRA escape hatch, for those that already converted, but now regret it. Buyers are Back After Foreclosure. They didn’t have to […]

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