D Ramsey

We are starting our 4th year of offering Dave Ramsey’s Financial Peace University to the Columbus (Ohio) area. Dave is a best selling author, nationally syndicated radio financial expert, motivational speaker, and creator of Financial Peace University financial education class. Dave Ramsey created his common sense financial education class 20 years ago, now he serves […]

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A couple more people sent me short notes about how they benefited from  taking the Dave Ramsey Financial Peace University class. The cost is less than $100, but most people save that much in the first few weeks of taking the class by living on a budget, eliminating credit card debt, avoiding unneeded purchases, being […]

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Just a brief thank you for offering these (FPU) classes. They were a real blessing to us.  We have been blessed to be totally out of debt now except for our house.  The freedom that this has opened up for us as a family is to be available to say yes to the Lord’s leading […]

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Do you wonder what is the best rate of return that you can get on a savings account? Does it really matter? Toward the end of this article I will give you some rates I found, but even though it does matter, it doesn’t matter as much as you think, so don’t sweat it too […]

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A Dave Ramsey class attendee sent me an email awhile back, and it was so encouraging I wanted to pass it on to you. This is a wonderful couple; it’s just that finances have been a major struggle for them. Taking the Dave Ramsey Financial Peace University (FPU) class has led them to financial freedom. “I […]

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My wife Laura shared this yesterday with her Dave Ramsey FPU small group break-out class–something that happened to us about 6 years ago. A few years ago when we were both jobless and I was ill, I was told that I needed to have surgery.  At the time we were using Cobra and it was […]

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If you have signed up for a Dave Ramsey Financial Peace University (FPU) class starting this Fall, congratulations. Your life will change for the better very soon. I am excited for you.  This is just a short blog post, to get you ready. Be sure to arrive on time, since class starts promptly. Plan to come […]

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Around the financial blogosphere there were several noteworthy articles that I thought were worth reading: Faithful With a Few answered the question Does Hardwork Reveal Misplaced Faith Free Money Finance,one of the premier financial blogs, had a good listing of Best Cash Back Credit Cards;great help for those who use cards judicially and want to earn […]

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Per my previous post, the class has been substantially updated and improved. In addition to the class being revamped, the online ‘member’s only’ resources have been substantially improved. The previous one was okay, but was a little hard to navigate and students had difficulty finding the tools they needed. The new one is much easier […]

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A recent Dave Ramsey Financial Peace University class attendee asked me if Dave recommends suspending tithing. Here is my response. Dave Ramsey’s Financial Peace University class is concluded with the final lesson “The Great Misunderstanding.” In this lesson he highlights the importance of giving and faith. However, it seems as if some people interpret Dave  as advocating […]

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Best selling author, nationally syndicated radio financial expert, motivational speaker, and creator of Financial Peace University financial education class Dave Ramsey is an amazing guy with a great institution. Operating under the Lampo group in the Nashville Tennessee area, Dave has grown his company over the last 20 years employing hundreds of people serving millions […]

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This note is for those taking Dave Ramsey Financial Peace University class with us. So far we have completed 5 lessons, and after this week’s class lesson we are almost half way through the course. This week’s lesson Buyer Beware is excellent and helps those saving when making purchases.  The last 2 week’s classes on debt were […]

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It is hard to believe that we have completed 3 classes already starting 2/2/2012 and there are only 10 to go. One question I often get after lesson #3 “Cash Flow Planning” is regarding cash flow planning from folks who are self-employed or have some self employment income. Read the post below for more information. Budget Workshop: […]

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The 2nd of 9 Dave Ramsey Financial Peace University Classes is Relating With Money. I love this class, because it helps couples understand their differences and work together. This is probably one of the reasons why about 75% of married couples that attend the class report this has helped improve their marriage.  Just understanding that we approach money with unique styles, non-judgmentally, is […]

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The 1st of 9 Dave Ramsey Financial Peace University classes is Super Saving. This is an excellent class to start with and begin to set the goal to accomplish  Baby Step number one; saving $1,000 in an emergency fund. The emergency fund will provide the safety net, or insurance, when something happens in life like a car repair […]

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The following are classes that we have scheduled for the coming year at Vineyard Columbus: Dave Ramsey’s Financial Peace University- Thursdays, February 2 – April 26, 2012 Dave Ramsey’s FinancialPeaceUniversitycomprehensive 13 class series on managing your personal finances – more information is available online and at the 30 minute free previews Sunday, 12/18/2011 and 1/15/2012 […]

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Should I refinance our mortgage to get a lower interest rate? The old rule of thumb was if you are going to stay in your home for a few years, and interest rates drop more than your current rate by 1%, then it will be worth your while to refinance. Meaning since there are closing […]

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A great number of families in the church today are no longer traditional; often they are remarriages from divorces or deaths, later in life marriages or remarriages, which often have her/his and our children. In our church of 8,000 there are a great number of couples like this for whom financial planning can be very tricky. […]

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Are some people predisposed to spending instead of making logical financial decisions, or what Dave Ramsey calls “Nerds and Free Spirits”? Having counseled more than 500 financially struggling people over the past few years, I can see that this may indeed be true. From an early age, my oldest brother would save every penny and spend […]

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Dave Ramsey in his Financial Peace University class advocates that in order for people to pay off their non-mortgage debt like credit cards, car and student loans, that they should get the Gazelle mentality: temporarily cut back on all expenses, get second jobs, and stop funding their 401k and devote all disposable income to repaying […]

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