November 2012

The Commerce Department announced Thursday that the Nation’s Gross Domestic Product (GDP) increased at an annual rate of 2.7%, for the third quarter. Is it time to celebrate that the economic recovery has arrived? GDP tracks the size of our economy by calculating the total dollar value of all goods and services produced over a specific time […]

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Most people buy life insurance and seldom review it later. Here are 7 compelling reasons why a life insurance review is a great idea. Price:  If you own term insurance, you may want to check to see if you can buy a new policy for a lower overall cost. Length: If you purchased a level premium […]

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Here is a cool idea: consider adding a new category to your monthly budget for ‘special giving.’ While doing some budget planning with the program we use–YNAB, or You Need a Budget–I noticed that for some months throughout the year we gave to various causes. This was in addition to our regular giving. This got me […]

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This week’s money and stewardship devotional from the four Gospels* is about tithe in Jesus words from Matthew 23:23-25. “Woe to you, teachers of the law and Pharisees, you hypocrites! You give a tenth of your spices—mint, dill and cumin. But you have neglected the more important matters of the law—justice, mercy and faithfulness. You should have […]

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Is your age in the 50’s or 60’s, and you are looking for a new full-time or part-time job? Do you think you are unlikely to get hired because you are too old? Do you feel age discrimination is really big, and is a barrier when you go to an interview? Job applicants must learn […]

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I love to read, so a few weeks ago I had a burning desire to purchase an Ereader. I had a lot of reasons for purchasing one, and came up with a great list of my rationale: Ease of getting a book and reading it without the delay of going to the bookstore or library […]

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  Last week I wrote an article Financial Thanksgiving commenting about the linkage to having a thankful attitude and financial health. Today I have listed 150 Bible verses with the words thank, thanks or thanksgiving that Dr. Stuart Collins, Emeritus professor, Electrical Engineering at The Ohio Stave University assembled. I wish you a great Thanksgiving!

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This week’s money and stewardship devotional from the Four Gospels* is from Matthew 21:12-13, regarding Jesus’ reaction to business being done in the temple. 12 Jesus entered the temple courts and drove out all who were buying and selling there. He overturned the tables of the money changers and the benches of those selling doves. 13 “It is […]

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With the completion of the presidential elections there has been much discussion focused on the so-called “fiscal cliff”. Many economic forecasts have stated that President Obama and Congress need to reach some agreement to avoid the fiscal cliff if the nation is to avoid another recession.  As you probably know, the Bush tax cuts are […]

Kevin Koval, CPA, ABV, CFP and Roger C. Nagel, CPA, CMA

About Roger Nagel

Roger Nagel CPA, CMA is the Managing Director, Kevin J. Koval, CPA, ABV, CFP® is a senior Manager with Nagel CPAs. For more information about Nagel CPAs visit www.nagelcpa.us.

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Fall always seems to be the best time for me check my car’s battery. You might want to also, if you don’t want to get stuck somewhere without a good battery. This is especially true for folks driving through not-so-safe neighborhoods now that it is getting dark much earlier, or up north in our cold […]

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The attitude of being thankful is one of the foundational feelings we can have for helping us do well financially. When we are thankful for the things we have, we are content and are not in the “I’ll just be happy if I have…” mindset. Contentment and satisfaction are internal feelings; they can’t be obtained […]

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Hartford Financial is seeking ways to lower its exposure on some annuity contracts it sold. Stories like this make people wonder if they can trust insurance companies and believe the annuity guarantees. I believe most insurance companies are very trustworthy and the income guarantees are good, but consumers need to be careful. Insurance is the […]

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This week’s money and stewardship devotional from the Four Gospels* is about Jesus talking about God’s generosity and fairness from Matthew 19:28-30, 20:1-16. 1 “For the kingdom of heaven is like a landowner who went out early in the morning to hire workers for his vineyard. 2 He agreed to pay them a denarius for the day and […]

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Gasoline prices have trickled down in the last few weeks. However, they are still about double what they were 4 years ago, making it important to get the most possible mileage out of each gallon of gas. Some of these tips come from “20 ways to save gas this summer” Popular Mechanics 7/2012 magazine. Here are […]

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Does the Christian church at large engage those who own businesses at all or enough? As I considered which presidential candidate would be the most pro-business, it got me thinking about how people and the church lean toward business. Let me say at the outset that I am not taking political sides in this article. […]

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I asked Dr. Tim Kubacki D.O. to share some of his perspectives about wealth, particularly as they relate to traditional American views. Tim and I served together at the Delaware (OH) Vineyard church plant back in the late 90’s, but now he lives in Africa as a missionary doctor. Tim is a very humble and […]

About Tim Kubacki

Tim Kubacki, D.O. from Central Ohio where he practiced Emergency Medicine for 15 years. From 2006 - 12 was missionary health care provider in Brazil, in remote Amazon basin area, bringing love, medical help and the Gospel message. Presently serving in Angola in a rural mountainous desert with his wife and 4 children.

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This week’s money and stewardship devotional from the Four Gospels* is about Jesus talking to a rich man about entering the kingdom of God, from Matthew 19:16-24. 16 Just then a man came up to Jesus and asked, “Teacher, what good thing must I do to get eternal life?” 17 “Why do you ask me about what is […]

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CX96NFM64FWV Private Mortgage Insurance (PMI) is expensive insurance that protects the lender, not you, if you foreclose, but you have to pay for it. It is required if you put less than 20% down when you purchase a new home unless you can prove that your total equity is equal to or exceeds 20% (22% […]

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Unemployment, New Jobs, and Jobless Claims Statistics:* Negative: Unemployment INCREASED in October to 7.9% from 7.8% in September: September’s was the lowest rate since January 2009 and was good improvement over August’s 8.1%, so this shows things are really remaining about the same. However, keep in mind this ‘Official Unemployment’ rate only tracks those who […]

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