September 2012

Do you wonder what is the best rate of return that you can get on a savings account? Does it really matter? Toward the end of this article I will give you some rates I found, but even though it does matter, it doesn’t matter as much as you think, so don’t sweat it too […]

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A long term financial ministry leader and follower of Christ in her family’s finances shares some thoughts on God’s financial principles and giving. It is really encouraging. “Our perspective and feelings about our finances changed dramatically when we went through a Crown Financial Bible study during the first year of our marriage. Both of us were […]

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A Dave Ramsey class attendee sent me an email awhile back, and it was so encouraging I wanted to pass it on to you. This is a wonderful couple; it’s just that finances have been a major struggle for them. Taking the Dave Ramsey Financial Peace University (FPU) class has led them to financial freedom. “I […]

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The wife of a married couple that I have known for several years now, recently shared her experience of finances and walking with the Lord. They have really tried hard to seek counsel, reduce debt, and follow a budget for quite some time, and with these efforts and the help of friends and the Lord […]

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My wife Laura shared this yesterday with her Dave Ramsey FPU small group break-out class–something that happened to us about 6 years ago. A few years ago when we were both jobless and I was ill, I was told that I needed to have surgery.  At the time we were using Cobra and it was […]

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Bargaineering.com had a great post for those that are looking for something fun and free to do this weekend. Smithsonian Magazine Sponsors Free Museum Day by Jim Wang Museum Day Live! is an annual event hosted by Smithsonian Magazine where you can get admission into participating museums across the country absolutely free. This year, Museum […]

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Do you think your children are learning from their parents’ financial woes and are practicing better personal finances, such as saving more money? The Wall Street Journal yesterday reported on this subject in “Watching Parents Fail Sparks New Rebellion: Saving Money.” I think this could indeed be true. I know we have been transparent with […]

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Several media sources report that 1 in 12 households or 10% of Americans today do not use bank checking accounts, but use cash for everything. Most people have had checking accounts at some point.  Some have had to close them because they never learned to manage them well. Others closed accounts after life’s circumstances put […]

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Jesus Money Monday: Not Judging Other’s Finances This week’s money and stewardship devotional from the Four Gospels is from Matthew 7:1-5* is regarding judging others. This verse doesn’t directly relate to money, but it is very applicable because we often view others through the lens of money. “Do not judge, or you too will be judged. 2 […]

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People are aware of inflation, since it is talked about all the time on the news and they see gasoline prices increasing astronomically and erratically. You may have heard someone talk about loss of purchasing power, but what does that mean? As a quick review, when you invest or save money, and you pull it out […]

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The price of gold is climbing again to about $1,800 per ounce, close to its all time high of $1,895 on 9/6/11, so many people are thinking about selling their old gold jewelry they have lying around. If you are interested in selling yours, here are a few tips to help you get the most for […]

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This email, “A Little Girl’s Gift*,” from Joni Eareckson Tada (quadriplegic www.joniandfriends.org) was forwarded to me yesterday, and I thought it was wonderful. A gift opens the way for the giver and ushers him into the presence of the great. Proverbs 18:16 When I wheeled up to the cashier’s counter in the airport gift shop, […]

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Various news sources last week reported that inflation-adjusted median incomes haven’t increased since 1995. The recession is partly to blame, since many higher paying white-collar jobs are gone. Over the past 20 years many factories have moved overseas, so higher paying blue-collar jobs are rare. As if those challenges aren’t enough, those with modest incomes have a […]

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Jesus Money Monday: The New Economy This week’s money and stewardship devotional from the Four Gospels is from Matthew 6:19-34.* For the past several weeks this devotional has covered some of the references to money in Jesus’ Sermon on the Mount. This teaching is early in his ministry, and it was groundbreaking, for he taught a totally […]

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The banking industry has never been known as innovators or centers of creativity. That’s why an article in the Wall Street Journal caught my attention today: Ice-Cream Bank’s Rocky Road. I’ll get to the article in a moment, but my gripe with credit cards and gift cards is that although they provide a definite convenience, their […]

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Yesterday’s Wall Street Journal had an interesting article about some lower cost alternatives for people with hearing loss. Some people can’t afford FDA approved hearing aids, since they often cost up to $4,000 a pair; often insurance doesn’t pay for them either. According to the article, 20% of 36 million Americans suffer from hearing loss, so […]

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If you have signed up for a Dave Ramsey Financial Peace University (FPU) class starting this Fall, congratulations. Your life will change for the better very soon. I am excited for you.  This is just a short blog post, to get you ready. Be sure to arrive on time, since class starts promptly. Plan to come […]

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With gasoline hitting or exceeding $4 per gallon in many parts of the country, it is important to consider your annual cost of gas when purchasing a new or used car. In 2009 gas was less than $2 per gallon, and it seems that we have gotten used to the current costs. With the price […]

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This week’s money and stewardship devotional from the Four Gospels is from Matthew 6:9-14.* Early in Jesus’ ministry, he taught a very large crowd many things, including how to talk to God in prayer. Until now I didn’t realize it had some strong financial elements. 9 “This, then, is how you should pray: ‘Our Father in heaven, […]

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Unemployment statistics are an important indicator of how our economy is doing; more people employed points to stronger business growth and to fewer people receiving government entitlements. However, this is a little difficult to track, since the government doesn’t really publish a combined statistic that truly indicates what is happening. Most people who study this […]

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