Shelley Elmblad reviewed 5 Free online budgeting tools on her column at the Examiner.com. This is great reading if you are considering starting and following a budget for 2012.
The House plans to vote on a new version of the Senate-passed bill to extend the payroll tax cut that was set to expire January 1st. What this means immediately to your personal finances is that your net take home pay decrease remains at least for a couple more months, by not reverting to the 6.2% regular […]
The odds of a person needing long-term care when they are older depends upon a number of factors, some reports say that the odds of someone needing nursing home care are over 50% for those 65 or older. A 2007 USA Today article said that 7.4% of Americans aged 75 and older are in nursing homes in […]
Article in today’s Wall Street Journal about Unions Won More Freedom to Organize. This is a win for labor, and a loss for big business, however time will tell if giving more power to unions will lead to more of them organizing, and effect business growth and their hiring. Most people though are concerned about […]
Fox reported today that Bank Of America To Pay $335 Million Settlement In Fair Lending Case | Fox News to resolve allegations that its Countrywide unit engaged in discrimination of African-American and Hispanic borrowers.
Does the little check engine light on your dashboard light up? It may be telling you vital information about your car, that if not attended to right away could result in a significant repair. On the other hand it may indicate something really simple such as a loose gas cap. How do you normally tell […]
During this wonderful and joyful season of celebrating the arrival of Jesus the messiah and deliverer, we reflect His wonderful giving trait in the giving of gifts. Generosity to one another to friends and families is a major part of the Christmas season. The first Christmas illustrated the enormous wealth that was given to Christ […]
Dave Ramsey says that no one should ever lease a car, he calls car leases fleeces, is it true, is this fair, should no one really ever lease a car, and is it always a rip off? Basically a lease is the purchase of the car’s value that you will be using. Dave’s overall recommendations are to minimize […]
I urge, then, first of all, that requests, prayers, intercession and thanksgiving be made for everyone— for kings and all those in authority, that we may live peaceful and quiet lives in all godliness and holiness (1 Timothy 2:1,2 ). All around us we have friends and families struggling with a whole host of issues, […]
Housing and Urban Development and some state officials are negotiating a settlement in the ballpark of $25 billion, with the 5 largest mortgage providers: J.P. Morgan Chase, Bank of America, Citigroup, Ally Financial, and Wells Fargo that could benefit some homeowners with troubled mortgages, the Wall Street Journal reported yesterday. Some homeowners could benefit by […]
The Wall Street Journal reported yesterday, that a Federal judge has ruled for Prudential Financial Inc. allowing them to void a $10,000,000 Stranger Owned Life Insurance policy. Surprisingly Prudential is also allowed to keep over $600,000 in premiums. This is huge blow to investors, because many sellers of these products believed that if cases like this were lost, at the very […]
The following are classes that we have scheduled for the coming year at Vineyard Columbus: Dave Ramsey’s Financial Peace University- Thursdays, February 2 – April 26, 2012 Dave Ramsey’s FinancialPeaceUniversitycomprehensive 13 class series on managing your personal finances – more information is available online and at the 30 minute free previews Sunday, 12/18/2011 and 1/15/2012 […]
Interesting essay at TheMinimalists.com “The Blackest of Fridays,” commenting about the biggest shopping day of the year following Thanksgiving “On this day, people consume gluttonously without regard for the harm they’re inflicting on themselves. On this day, greed becomes ravenous. On this day, people live without real meaning, buying gifts to fill a void that can’t possibly […]
Let me start off by saying I am not a huge football fan, I root for our hometown college team, and watch a little NFL out of the corner of my eye. Lately, the goings on in Denver have caught my attention. Tim Tebow is the quarterback for the Broncos, and lately his team is on […]
Legacy planning is the new phrase that is used synonymously with estate planning these days, and is the general process of arranging your financial affairs in a way that reflects your main priorities and values. People often think about wills and trusts, and this type of planning will always incorporate that, but the documents are […]
Christian personal finance literature often mentions the Biblical guidance to seek counsel from others before making decisions. This habit is definitely not practiced much in 21st century America, or so it seems if we look around us. The following verses are the most common ones referenced: The way of a fool is right in his […]